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If I’m required to give a credit card, the company assumes that I will continue to use their service past the free trial period and they can charge me.

If you’re required to give a credit card it’s also a good sign that what you’re signing up for perhaps isn’t free forever.

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Having a credit card associated with an account means that any new accounts with the same credit card number can be disallowed because it’s the same person.

That prevents people from creating multiple accounts to do things like game a system, gain unfair access, or apply unfair weight in whatever that system is doing.

- Micah, and Micah, well, come on, just once, and all, eh?

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I’d expect this to be the most common scenario that matches what you’re talking about.

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